Death has been on my mind a lot the last few weeks.

It seems strangely morbid that I have become so fascinated with the harsh reality of life, being death.  I don’t know why it has become so important lately.  Obviously there is death all around us, on the radio, in the newspaper and on TV, but it has never really had any influence on me in the past.  Not that I recall anyway.

Could it be that turning forty in less than six months has something to do with it?

This weekend has been particularly bad. Reading about the poor boys left without parents and losing their sister in the tragic accident on State Highway 30 near Benneydale, east of Te Kuiti.  Their lives will never be the same, having lost their family in one single moment of poor judgement by one of the drivers.

Gone to is the partner of Dennis Lattimer, a well-known mural artist from Opunake.

It also reminds me of the poor young girl who lost both her parent from an accident at a rail crossing. The tradegy is enough to catch your breath,

All of these thoughts about death have made sure our insurances are up to date, and provide sufficient coverage to take the financial worry away in the event of a family tragedy, although my wife does jokingly suspect I am planning to top her off.

People don’t like planning for these sorts of things.  But in my opinion it’s important to have contengencies.  Especially if you have a young child.

So, what insurance and plans have you got in place?  When was the last time you checked your insurance policies?